Business Cash Advance

Repayments work in line with the pace of your business! Pay back a small fixed percentage each time your customer pays on credit/debit card, over a 6, 9 or 12 month period. That way if you are having a busy period you will repay quicker, or if you are having a slow month you wont be paying back more than your business can afford.

Our Business Cash Advance can get your business up to £100k with repayments automatically working in-line with your daily turnover. If you pay ahead of schedule, you’re not at risk of incurring any early repayment fees. The flexibility of this facility is a great choice for those businesses that have fluctuating sales.

How it works

Repayments are a fixed percentage deduction (usually between 5-15%) of each credit/debit card payment made through your PDQ machine over a 6-12 month period to suit you.

Business Cash Advance Diagram

Why Choose Ashley?

  • We only need 3 months trading history
  • This repayment method works great for seasonal businesses who have a fluctuating turnover
  • Flexible repayments work at the pace of your business
  • Fixed transparent fees, No APR, no early repayment penalty
  • Cash sales remain untouched
  • ‘Top up’ funding available throughout the facility

What type of businesses benefit?

Beauty salons, pubs, independent retailers, grocery stores, dental surgery, MOT garages, restaurants, hotels, B&Bs, take aways, off licenses, nursery’s/day care, vet practices garden centers, bistros, training companies

Minimum criteria:

  • Must be trading minimum 3 months
  • Must have had a PDQ on the premises for at least 3 months
  • Card transactions must be a minimum of £4,600 per month
  • Must own/lease the business premise
  • Business must be based in England or Wales
  • Personal Guarantee may be required